It’s no secret; dental insurance is pretty important to your health. Many reputable healthcare sources state that there is a link to proper dental hygiene and your overall health. However, many people don’t have proper dental insurance. Additionally, many believe it is a waste of money. Part of the problem is that they don’t understand dental insurance. Doing so can not only save you a ton of money, but also help you with managing your dental care. In this article, we will help you understand dental insurance so you can make an informed decision about your insurance and your care. We break down the lexicon into easy-to-understand terms. Think of this article as your “go-to” guide to understanding this important insurance.
You put off purchasing dental insurance for awhile now. But, your bicuspid fell out. Now you need to get that fixed. You just purchased dental insurance and go to the dentist. Your dentist is in the plan’s network, and that makes you feel good. However, you turn upset when the office manager informs you that your partial bridge won’t be covered. The reason, she tells you, is because of a “missing tooth clause” with your dental insurance. You’ll have to pay 100% of the cost of your tooth replacement. In this article, we discuss the missing tooth clause and how to avoid it.
You feel you need a lot of dental work. Maybe you went to the dentist, and he or she indicated several recommended, expensive procedures. Or, many of your friends have had dental work done recently. They described the high-out-pocket costs. Hearing this nearly made your jaw drop! They mentioned they “max’d out” or went over their carrier’s annual benefit limit. Whatever the case may be, you want high benefit dental insurance. You want protection.
It’s common nowadays. Your dentist is out of network. We will explain what that means next. However, you are paying monthly premiums and are paying a lot out of pocket. But, you like your dentist. You don’t want to go through the hassle of switching to another one. You don’t have to. In this article, we discuss options to manage your out of network dentist costs.
Everyone needs to take care of their teeth. The Mayo Clinic calls it a “window to your overall health”. Dental insurance can be a key component to your dental health. If you are an undocumented or a non-US citizen here in the US, you may feel that you can’t buy dental insurance. That is not the case. Dental insurance is available for non-US citizens, including undocumented immigrants and those without social security numbers. In this article, we discuss dental insurance basics and the types of dental insurance for non-US citizens.