Dental work is usually expensive and costly. Sometimes, your dental insurance won’t pay as much or very little. Did you know you can purchase secondary dental insurance? Yes, that is true. Secondary dental insurance helps with the payment of services off of your primary dental insurance. And, yes, secondary dental insurance is affordable. In this article, we discuss how secondary dental insurance supplements your overall dental insurance. We also give specific examples and situations that give you a clear idea on how secondary dental insurance works. Additionally, these secondary dental insurance plans are affordable and offer other benefits.
Teeth grinding, also known as bruxism, affects between 8% and 31% of the US population, children included. This condition causes additional stress including, but not limited to headaches, tooth wear, jaw stress, and dental damage. You may have heard that dental insurance does not cover teeth grinding, including the night guard. That is partially a true statement. However, this situation isn’t entirely true. Some insurance cover teeth grinding. In this article, we discuss dental insurance for teeth grinding.
A common situation. You make a new visit to a new dentist for a new patient appointment. You like the dentist and the staff. The location is nice. The waiting room has a pleasant ambiance, and the staff treats you warmly and respect. Your dentist checks your teeth, and you appreciate the way he or she communicates to you. On the way out to discuss insurance options and make a follow-up appointment, the staff tells you the dentist does not accept insurance. You don’t know what that means, but it doesn’t sound good. Not to worry. In this article, we discuss what to do when your dentist does not accept insurance.
You know that dental insurance is an important component of your overall health care. As we have said before, if your teeth hurt, everything hurts! And, if you wait too long, your out-of-pocket costs likely increase. Many seniors wait to buy dental insurance. Waiting is not the right strategy. In this article, we discuss the right time seniors should purchase dental insurance.
It is a far too common situation. You enroll in Medicare and have your medical and health needs covered. You feel good. Finally, you made a decision about Medicare. What about dental coverage? Your teeth matter, right? We all know when our teeth and gums hurt, everything hurts! Yet, Medicare and nearly all Medicare Advantage and supplement plans do not cover dental needs. If they do, coverage is usually limited to preventative care only. What will you do about fillings, bridges, and crowns? Luckily, we at My Family Life Insurance have many coverage solutions when it comes to dental needs. In this article, we discuss individual senior dental insurance, plan types, what to look for with affordable dental insurance, and the best dental insurance for seniors on Medicare.