What Is Graded Death Benefit Whole Life Insurance? | We Discuss What This Type Of Life Insurance Is, And If You Need It!

Updated: April 12, 2024 at 9:38 am

Are you looking for life insurance, but were you offered graded death benefit whole life insurance instead?

Yes, the broker said that because of my health conditions, I am only eligible for a graded death benefit policy.

Sometimes, that can happen.

However, sometimes, better options exist that have better benefits or lower premium payments.

This article explains graded death benefit insurance and discusses when and, more importantly, if you need it.

You could save yourself hundreds over the lifetime of the policy.

Continue reading What Is Graded Death Benefit Whole Life Insurance? | We Discuss What This Type Of Life Insurance Is, And If You Need It!

4 Life Insurance Options Available For Multiple Sclerosis | Yes, People With Multiple Sclerosis Can Obtain Life Insurance | Here Is How

Updated: April 12, 2024 at 9:38 am

Book with diagnosis multiple sclerosis.Do you have multiple sclerosis and have had a hard time obtaining life insurance?

Yes, John, I have. I was just declined. 

That happens, but the good news is that we can get you life insurance if you have multiple sclerosis, even if you have been declined before.

Even if I have been declined? 

Yes. Moreover, we can usually help you obtain life insurance easily.

Even if you have been declined before.

Continue reading 4 Life Insurance Options Available For Multiple Sclerosis | Yes, People With Multiple Sclerosis Can Obtain Life Insurance | Here Is How

3 Bad Consequences Of Lying On A Life Insurance Application

Updated: April 12, 2024 at 9:38 am

Fibs, Lies, and Life Insurance - Blog for My Family Life InsuranceThe unfortunate truth is that people lie all the time, and many people lie on life insurance applications.

How do I know? I’ve witnessed it. I’ve been doing this for a long time. I’m a CFP Professional and licensed insurance agent.

If you are applying for life insurance, I encourage you to read this article. Many other articles on this topic are written by freelancers and writers who have never worked with a client, looked a client in the eye, or sold a policy.

Continue reading 3 Bad Consequences Of Lying On A Life Insurance Application

How To Get Life Insurance Approved For Autism The Right Way | No Matter Your Situation, We Can Likely Get You Life Insurance

Updated: April 12, 2024 at 9:38 am

If you have family members with autism or have a type of autism spectrum disorder, you may wonder if it’s possible to get life insurance on them.

I am here to say it is possible, and we have helped many people with autism obtain life insurance. Children and adults alike.

There is a process, and depending on the situation, some options are more available than others.

But, life insurance is available. How great is that?

Continue reading How To Get Life Insurance Approved For Autism The Right Way | No Matter Your Situation, We Can Likely Get You Life Insurance