Sometimes, I’ll have CNBC, Yahoo! Finance, or some other news channel on here in the office, and invariably, the Colonial Penn 995 Plan commercial comes on.

You know the one. Before his death, Alex Trebek was the spokesperson for the Colonial Penn 995 Plan. Now, an employee named Jonathan Lawson is.

Yes, I know the one, John! I’ve seen the Colonial Penn commercials. He says my plan will only cost $9.95 per month!

Well, yes, that is partly true.

But, it’s not the entire story.

In fact, if you don’t know the whole story, you may end up with the wrong plan. If so, you will have spent your hard-earned (likely fixed-income) money on something that isn’t right for you.

You don’t want that to happen, do you?

Continue reading Is The Colonial Penn 995 Plan Worth The Money? | We Give You An Expert, Unbiased Review And If There Are Better Options For Your Situation

Loans have been a common lending solution for many small business owners. One common loan program is the small business loan program administered by the US Small Business Administration (SBA). In many cases, SBA lenders require borrowers to secure life insurance to cover the SBA loans.

In this guide, we discuss the SBA loan requirements and when/how life insurance fits into the process. We will also discuss estimated costs and special situations where you may have a lifestyle or health condition preventing you from obtaining life insurance.

Continue reading How to Secure Life Insurance when Applying for SBA Loans [Easy Process & Approval]

Are you looking for a $10,000 whole life insurance policy? Many options exist; however, you want to ensure you purchase the right type of policy.

$10,000 is a popular coverage amount because the average funeral costs about $8,000 here in the United States. That is an average. In some parts of the country, a funeral costs more. In other parts, it will cost less. Moreover, generally speaking, cremations cost much less compared to a funeral.

Continue reading Your Best Cost For $10,000 Whole Life Insurance Policy [By Age & Health]

Do you know many reasons exist why a life insurance company won’t pay out a death benefit?

You want to know what these reasons are, right?

I have compiled 21 reasons why a life insurance company won’t pay out the death benefit.

This is a good list of activities to AVOID.

Continue reading 21 Reasons Why Your Life Insurance Won’t Pay Out | Although These Situations Don’t Happen Often, They Can Happen

Are you looking for life insurance, but were you offered graded death benefit whole life insurance instead?

Yes, the broker said that because of my health conditions, I am only eligible for a graded death benefit policy.

Sometimes, that can happen.

However, sometimes, better options exist that have better benefits or lower premium payments.

This article explains graded death benefit insurance and discusses when and, more importantly, if you need it.

You could save yourself hundreds over the lifetime of the policy.

Continue reading What Is Graded Death Benefit Whole Life Insurance? | We Discuss What This Type Of Life Insurance Is, And If You Need It!