Let me guess. You or a loved one are looking for life insurance, but you get turned down everywhere you turn because of cystic fibrosis, right?

Yes, John. That’s why I am here. Can you help? 

Yes, we can. The good news: yes, people with cystic fibrosis can obtain life insurance.

No matter what age. Including young children and young adults!

Continue reading Can People with Cystic Fibrosis Get Life Insurance? Yes. Here is How

Sometimes, I’ll have CNBC, Yahoo! Finance, or some other news channel on here in the office, and invariably, the Colonial Penn 995 Plan commercial comes on.

You know the one. Before his death, Alex Trebek was the spokesperson for the Colonial Penn 995 Plan. Now, an employee named Jonathan Lawson is.

Yes, I know the one, John! I’ve seen the Colonial Penn commercials. He says my plan will only cost $9.95 per month!

Well, yes, that is partly true.

But, it’s not the entire story.

In fact, if you don’t know the whole story, you may end up with the wrong plan. If so, you will have spent your hard-earned (likely fixed-income) money on something that isn’t right for you.

You don’t want that to happen, do you?

Continue reading Is The Colonial Penn 995 Plan Worth The Money? | We Give You An Expert, Unbiased Review And If There Are Better Options For Your Situation

Most police officers and first responders don’t pursue life insurance as much as they need to. They think they don’t qualify for individual life insurance, or they may think their policy from their association or union is enough.

However, nothing could be further from the truth. Police officers and law enforcement officers need more life insurance than what their union or association offers. Moreover, they can obtain life insurance rather easily, too!

Continue reading Complete Life Insurance Guide for Police Officers: What You Need to Know

You have likely heard about the “buy term and invest the difference” concept. It can spark as much division here in the United States as politics 🙂 .

If you are reading this article, a life insurance agent or financial advisor has likely informed you about permanent life insurance, also known as cash value life insurance, such as a whole life policy.

On one side of the argument, many life insurance agents and financial professionals argue that you should purchase permanent life insurance policies, such as whole life. On the other side of the argument, many other professionals say you should buy term life insurance and invest the difference.

Continue reading Is Buy Term and Invest the Difference Right for You? | We Discuss the Advantages, Disadvantages, and if This Strategy Makes Sense In Your Situation

We’ve helped many felons obtain life insurance. If you have any felonies or criminal records in your background, you probably think you can’t get life insurance.

That is not true, however.

People with felonies and criminal records can obtain life insurance!

Continue reading Life Insurance Options Approved For Felons And Those With Criminal Records | Availability Depends On The Type And Severity Of Your Situation