We wrote an article that described the 3 reasons why whole life insurance is a bad idea. How can we write an article about why whole life insurance is a good idea? Are we talking from both sides of our mouth? No. It is simple: It is your situation that dictates if a whole life insurance policy is needed. Chances are, it is not, but some people and families need whole life insurance.
This article is intended for people who are considering whole life insurance (see our article on why it can be a bad idea, too) and for people who currently have a whole life insurance policy and considering dumping it. Honestly, if you have a current whole life insurance policy, it may not be in your best interest to dump the policy.
We will explain more in a minute.
I know nannies don’t wake up in the morning and think, “Today would be a good day to buy some disability insurance.”
Chances are, if you are reading this article, some agent presented the virtues of 
Housekeepers and housecleaners probably don’t think of disability insurance, right?
Veterans: first, we thank you for your service. If you are approaching age 65, or beyond this age already, you might be wondering about Medicare and how it works with your Veteran’s Affairs (VA) benefits. It can be tricky and mistakes happen.