Affordable Health Insurance For Maine Residents

Updated: December 22, 2019 at 7:06 am

It’s no secret that the cost of health insurance has been increasing at a rapid rate. After your mortgage or rent, what’s your next largest cost? I bet it is your health insurance and medical costs. Do you feel financially squeezed sometimes about that? Sure, you do. Health insurance in Maine is expensive! What if I said you could cut your health insurance by up to 50%? In other words, if your health insurance costs up to $2,000 each month, you might be able to save $1,000 each month. What could you do with an extra $12,000 annually? I bet a lot! Affordable health insurance is possible! The key to affordability, as we discuss further, is how you approach your health insurance. If you are ready to save money on your health insurance, then please read on. In this article, we discuss an affordable health insurance plan for Maine residents.

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Paid Maternity Leave Insurance: A Better Option

Updated: November 10, 2019 at 4:29 pm

to show mom on paid maternity leave using insuranceMaternity leave is an important time for parents. I can speak from experience. You want to enjoy your newborn as much as you can. There’s alot going on during this special time, especially if you are a first-time parent! There is one, important aspect during this timeframe that many couples overlook: money. Who wants to worry about money?! Truth be told, finances are going to be much tighter, with formula, diapers, and countless other things to buy to make your experience easier. Unfortunately, while there are many options for maternity leave, many types of leave are unpaid. Not to worry, because we have some options to fill the income loss during your maternity leave. Supplemental maternity insurance helps fill these income gaps and puts your mind at ease. Some options are better than others, though. In this article, we discuss a better insurance option for paid maternity leave.

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Do This Before Getting Pregnant

Updated: October 12, 2019 at 7:36 pm

Having a baby is a new and exciting moment. Your life definitely changes! (I speak from experience.) If you are a first-time parent, the process can be an exciting yet nervous one. There are checkups to make, ultrasound appointments to attend, and so much more. You also need to get the baby’s room ready. Let’s not forget the baby shower. That is always a fun time with friends and family. What a great way to share your joyous moment.

There is one aspect, however, that many parents overlook until it is too late. It has nothing to do while pregnant. It has everything to do before getting pregnant. In this article, we discuss the one thing you need to do before getting pregnant.

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Is Critical Illness Insurance Worth The Money?

Updated: September 23, 2019 at 5:25 am

shows why critical illness insurance is worth the moneyI know you have a lot of financial priorities: mortgage, food, health care. If you have kids, then college savings as well. Why are we talking about critical illness? Well, a critical illness – such as cancer or heart disease – can financially wipe you out. No way, John, you say. I have health insurance. That is great to hear. You know as well as I do that health insurance premiums and out-of-pocket costs have been rising as fast as a rocket. Moreover, many health insurance plans don’t cover everything when it comes to a critical illness. In this article, we answer the question that many people have. Is critical illness insurance worth the money, when you have other financial priorities? The answer isn’t so easy. Like most answers, it depends.

We discuss what critical illness insurance is, how it works, and the different types. Moreover, we will discuss potentially, better alternatives to critical illness insurance. (Yes, you heard us right.). Finally, we provide example premiums for critical illness insurance plans. By the time you finish this article, you will have a good idea if critical illness insurance is worth it and right for you.

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Affordable Supplemental Pregnancy Insurance

Updated: March 31, 2020 at 5:00 pm

pregnancy insuranceHaving a baby is expensive. You can look no further than the back page of the summary of benefits of your major medical policy. There, you’ll see an estimated cost of your pregnancy. Most pregnancies command out-of-pocket expenses into the thousands – after your major medical insurance paid its share. This excludes any high-risk testing, a cesarean birth, or a high-risk pregnancy. While the potential costs seem overwhelming, supplemental pregnancy insurance helps pay for these out-of-pocket expenses. A supplemental health insurance policy (like supplemental pregnancy insurance) pays for these costs “gaps” that your underlying health insurance doesn’t pay.

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