Step-by-Step Guide to Understanding How Life Insurance Tables And Table Ratings Affect Your Cost

Updated: April 12, 2024 at 9:38 am

We aren’t talking about kitchen tables. In your search for affordable life insurance, you may have heard of the terms “life insurance tables” or “table rating”.

Or, maybe you applied for life insurance, and the life insurance company offered a “table rating”. You probably have no idea what this means.

Yeah, John. I am confused. They want to charge me a higher premium!

No problem. In this article, we discuss the importance of understanding life insurance tables and table ratings (hint: it saves you money!).

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Fly High With Low Rates: A Comprehensive Guide For Pilots On Getting the Best and Lowest Life Insurance Rates

Updated: April 12, 2024 at 9:38 am

Pilots know how important life insurance is.

Accidents happen, and while flying accidents nowadays are rare, you still need that life insurance protection for your family and peace of mind.

But, John, I heard that carriers charge way more for life insurance because I am a pilot!

That was the case 10 years ago, but not anymore in most cases.

Continue reading Fly High With Low Rates: A Comprehensive Guide For Pilots On Getting the Best and Lowest Life Insurance Rates

2 Solid Life Insurance Options For People With Huntington’s Disease | We Discuss 2 Guaranteed Issue Options & Possibly More Options Available

Updated: April 12, 2024 at 9:38 am

Did you know that people with Huntington’s Disease can obtain life insurance?

It is true.

However, life insurance options are really limited. Are they the best life insurance for you? Well, depending on your specific situation with Huntington’s disease, they might be.

Continue reading 2 Solid Life Insurance Options For People With Huntington’s Disease | We Discuss 2 Guaranteed Issue Options & Possibly More Options Available

How A Bad Driving Record Affects Life Insurance Rates | You Can Still Obtain Life Insurance, But Options Depend On The Severity And Recency Of Your Driving Infractions

Updated: April 12, 2024 at 9:38 am

If you are like most people, you probably don’t think about how your driving record affects your life insurance rates.

However, a bad driving record can negatively impact your life insurance application and negatively impact your life insurance premiums.

Negatively in the form of higher rates!

Moreover, in some cases, carriers will even decline your application.

Continue reading How A Bad Driving Record Affects Life Insurance Rates | You Can Still Obtain Life Insurance, But Options Depend On The Severity And Recency Of Your Driving Infractions