If you’ve been rated, declined, or received a counteroffer for disability insurance coverage, you probably think it is the end of the world.
You better believe it, John, you say.
It is such an important, yet overlooked, insurance policy. It not only protects your family, but also protects YOU, your income-earning ability, and YOUR future.
All things being equal, we opine that disability insurance is more important than term life insurance, your auto insurance, and your homeowners insurance. (We all agree that those are really, really important, too.)
Underwriting for disability insurance is usually stringent. Much more than life insurance. Have you been rated or declined for disability insurance? Or received a counteroffer?
If so, you may think, “Just forget it. I don’t need this $%&# insurance!”
We say, hold on a minute. Let’s analyze this situation in more detail. In this article, we explain the options available for those people rated or declined for disability insurance.
Continue reading Rated Or Declined For Disability Insurance Coverage? Here Are Your Options