In this article, we are going to discuss short-term disability insurance costs for 2023.
Disability insurance is an extremely important insurance that most families need. It is the only insurance that will pay a benefit to you if you are sick or hurt and can’t do your job. No other type of insurance does that.
Inflation is still high, money is still tight, and economists predict doom and gloom with a recession. I receive many phone calls from professionals about the costs of short-term disability insurance.
Continue reading Get Ahead of the Curve: 2023 Short-Term Disability Insurance Costs Explained
If you are like most people, you probably don’t think about how your driving record affects your life insurance rates.
However, a bad driving record can negatively impact your life insurance application and negatively impact your life insurance premiums.
Negatively in the form of higher rates!
Moreover, in some cases, carriers will even decline your application.
Continue reading How A Bad Driving Record Affects Life Insurance Rates | You Can Still Obtain Life Insurance, But Options Depend On The Severity And Recency Of Your Driving Infractions
Medicaid and life insurance. These together aren’t like peas and carrots. More like oil and water!
You may have heard different information about Medicaid eligibility and life insurance. Frankly, a lot of the stuff you read on the internet is inaccurate.
In this article, we dispel the inaccuracies and tell you what you need to know about how Medicaid works with life insurance.
Continue reading 3 Ways You Can Obtain Life Insurance And Keep Your Medicaid Benefits [We Give You The Answers You Need With Life Insurance Options]
Practically every day, people ask me if the life insurance policies they are enrolling in will pay out for death due to a drug overdose.
It is a valid question. Especially today with the rise of fentanyl deaths and drug overdoses.
The short answer: yes, life insurance companies will pay the death benefit if you or a loved one die from a drug overdose.
Continue reading Will Life Insurance Pay A Death Benefit From A Drug Overdose? | Yes, Generally Speaking, It Will. But There Are Cases Where Carriers Won’t Pay
Every day, someone asks me if they can buy life insurance if they receive SSDI benefits.
The answer is, yes, you can.
No, John. Another broker told me I couldn’t!
I hear that a lot. Unfortunately, you were misinformed, and the broker is incorrect.
If you are receiving SSDI benefits, you can obtain life insurance. That is a fact.
Continue reading Can You Have Life Insurance While On SSDI? Yes, Here’s How | We Discuss 3 Life Insurance Options Available To SSDI Recipients