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Updated: August 18, 2024 at 6:37 pm
In this article, I will tell you how people with bipolar disorder or manic
depression can obtain life insurance.
If you have bipolar disorder, you may have thought that life insurance was unavailable or out of reach. That is simply not true. You can get approved for life insurance if you have bipolar disorder, in some cases as early as a few days.
You just need to know which carriers underwrite your condition the right way. There could be many options.
Updated: August 16, 2024 at 7:16 pm
Medicaid, life insurance, and Medicaid eligibility.
These together aren’t like peas and carrots. More like oil and water!
Far too often, people applying for Medicaid find out that their life insurance policy can disqualify them from Medicaid eligibility and benefits. This is true.
You may have heard different information about Medicaid eligibility and life insurance. Frankly, much of the stuff you read on the internet is inaccurate.
In this article, we dispel the inaccuracies and tell you what you need to know about how Medicaid works with life insurance, especially when it comes to qualifying for Medicaid (or nursing home care paid by Medicaid).
Updated: August 10, 2024 at 12:03 pm
Sometimes, I’ll have CNBC, Yahoo! Finance, or some other news channel on here in the office, and invariably, the Colonial Penn 995 Plan commercial comes on.
You know the one. Before his death, Alex Trebek was the spokesperson for the Colonial Penn 995 Plan. Now, an employee named Jonathan Lawson is.
Yes, I know the one, John! I’ve seen the Colonial Penn commercials. He says my plan will only cost $9.95 per month!
Well, yes, that is partly true.
But, it’s not the entire story.
In fact, if you don’t know the whole story, you may end up with the wrong plan. If so, you will have spent your hard-earned (likely fixed-income) money on something that isn’t right for you.
You don’t want that to happen, do you?
Updated: August 6, 2024 at 9:18 am
Loans have been a common lending solution for many small business owners. One common loan program is the small business loan program administered by the US Small Business Administration (SBA). In many cases, SBA lenders require borrowers to secure life insurance to cover the SBA loans.
In this guide, we discuss the SBA loan requirements and when/how life insurance fits into the process. We will also discuss estimated costs and special situations where you may have a lifestyle or health condition preventing you from obtaining life insurance.
Continue reading How to Secure Life Insurance when Applying for SBA Loans [Easy Process & Approval]
Updated: June 30, 2024 at 9:58 am
Truck drivers probably don’t think about disability insurance much, right?
You know the importance of getting your shipments and loads on time. Your customers rely on you to be on time, unload your shipment, and ensure the shipment is in good order.
Then, you are on your way to your next destination.
People rely on you to do the job, to do the job right and fast.
What happens if you don’t earn a paycheck because of an injury or an illness? How will you pay your mortgage, car payments, home utilities, or even your truck payment if you own your rig?
Continue reading Disability Insurance Guide For Truck Drivers [Learn Your Options & Save Money]