You feel you need a lot of dental work. Maybe you went to the dentist, and he or she indicated several recommended, expensive procedures. Or, many of your friends have had dental work done recently. They described the high-out-pocket costs. Hearing this nearly made your jaw drop! They mentioned they “max’d out” or went over their carrier’s annual benefit limit. Whatever the case may be, you want high benefit dental insurance. You want protection.
According to a new report by health care services company Healthview Services, a healthy couple aged 65 could expect to pay $322,000 in today’s dollars in Medicare and dental premiums alone. Throw in the cost of deductibles and other cost sharing such as coinsurance, and the amount swells to over $404,000! If you are currently on Medicare, or will be turning 65 soon, you may have wondered how to save money on Medicare. Like anything else, figuring out ways to save takes some effort on your part. It can seem impossible. It is not. In this article, we discuss how to save money on Medicare. [Read more…]