Chronic Obstructive Pulmonary Disease, also known as “COPD”. If you have COPD, you probably think that you can’t obtain burial insurance. That is simply not true. Sure, there might be life insurance carriers that decline you, but there others that won’t. You just need to know where to look. In this article, we discuss affordable burial insurance for people with COPD. We first discuss burial insurance underwriting and then discuss your options for burial insurance if you have COPD.
We aren’t talking about kitchen tables. In your search for affordable life insurance, you may have heard of the terms “life insurance tables” or “table rating”. Or, you may have applied for life insurance, only to find out you are offered a “table rating”. You probably have no idea what this means. In this article, we discuss life insurance underwriting and the importance of understanding life insurance tables (hint: money!). Knowing the difference and knowing how the life insurance tables work can save you thousands over your lifetime.
We receive much communication from people asking if it is possible to obtain individual life insurance with multiple sclerosis. Usually, a family member or spouse inquires, but also the diagnosed person themselves. Maybe they applied in the past and were declined? Likewise, some heard about the difficulties of applying for life insurance with multiple sclerosis so they delayed with applying. Here at My Family Life Insurance, we will give you the straight answer. Can a person living with multiple sclerosis obtain life insurance? [Read more…]