I think you’ll agree with me that chefs need disability insurance.

But, time gets in the way, and you don’t buy any.

Until it’s too late.

If you are a chef, your work is hands-on…literally!

You enjoy the challenge of supervising the food preparation as well as your staff. No day at the restaurant is the same!  You rely on your technical skills as well as your physical ability to get the job done.

However, have you ever thought about what could happen if you could no longer do your job?

Continue reading Best Disability Insurance For Chefs | We Discuss Plan Options, Underwriting, Costs, And The Best Options For Chefs

Are you a small business owner and looking for disability insurance? Sure, you can buy some individually. However, did you know that guaranteed issue disability insurance exists for small business owners? Moreover, you as a small business owner can buy it yourself.

No, John. I did not!

Most small business owners don’t. Depending on your occupation, age, and health, an individual disability insurance plan can be expensive. However, let me stress that disability insurance is extremely important insurance. A small business owner and other professionals really can’t go without it.

But, small business owners have more options. Small business owners can purchase disability insurance at guaranteed issue. In other words, no underwriting.

Get out of here, John. How?

Continue reading Best Guaranteed Issue Disability Insurance For Small Business Owners

As a certified nursing assistant (CNA), you help people who are sick or hurt. Being on your feet, helping doctors, nurses, and patients with examinations, and treating patients with care is part of your livelihood. Nursing can definitely be a very tough job, but a rewarding one. What if you could no longer do your job? Have you ever thought what would happen if you became sick, ill, injured, and disabled? How would you pay your bills if you could not work? Disability quickly affects your future plans and the lifestyle you worked so hard for. In this article, we discuss disability insurance and the best disability insurance for certified nursing assistants.

Continue reading Best Disability Insurance For Certified Nursing Assistants

As a licensed practical nurse (LPN), you help people who are sick or hurt. Being on your feet, helping doctors, nurses, and patients with examinations, and treating patients with care is part of your livelihood. Nursing can definitely be a very tough job, but a rewarding one. What if you could no longer do your job? Have you ever thought what would happen if you became sick, ill, injured, and disabled? How would you pay your bills if you could not work? Disability quickly affects your future plans and the lifestyle you worked so hard for. In this article, we discuss disability insurance and the best disability insurance for licensed practical nurses.

Continue reading Best Disability Insurance For Licensed Practical Nurses

Social workers usually don’t think about disability insurance, but they should.

As a social worker, your work is far-reaching and impactful. You enjoy the challenge of helping and assisting people with their problems. Moreover, you particularly enjoy how you help your patients and clients improve their life!  It is, many times, an exhausting career, but a rewarding one.

What if you could no longer do your job? Have you ever thought about that?

Continue reading Best Disability Insurance For Social Workers | We Discuss Disability Insurance And Selecting The Right Policy For You