Best Guaranteed Issue Disability Insurance For Small Business Owners

Updated: April 12, 2024 at 9:39 am

disability insurance for small business ownersAre you a small business owner and looking for disability insurance? Sure, you can buy some individually. However, did you know that guaranteed issue disability insurance exists for small business owners? Moreover, you as a small business owner can buy it yourself.

No, John. I did not!

Most small business owners don’t. Depending on your occupation, age, and health, an individual disability insurance plan can be expensive. However, let me stress that disability insurance is extremely important insurance. A small business owner and other professionals really can’t go without it.

But, small business owners have more options. Small business owners can purchase disability insurance at guaranteed issue. In other words, no underwriting.

Get out of here, John. How?

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Best Disability Insurance For Certified Nursing Assistants

Updated: April 12, 2024 at 9:39 am

disability insurance for certified nursing assistantsAs a certified nursing assistant (CNA), you help people who are sick or hurt. Being on your feet, helping doctors, nurses, and patients with examinations, and treating patients with care is part of your livelihood. Nursing can definitely be a very tough job, but a rewarding one. What if you could no longer do your job? Have you ever thought what would happen if you became sick, ill, injured, and disabled? How would you pay your bills if you could not work? Disability quickly affects your future plans and the lifestyle you worked so hard for. In this article, we discuss disability insurance and the best disability insurance for certified nursing assistants.

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Best Disability Insurance For Licensed Practical Nurses

Updated: April 12, 2024 at 9:39 am

disability insurance for licensed practical nursesAs a licensed practical nurse (LPN), you help people who are sick or hurt. Being on your feet, helping doctors, nurses, and patients with examinations, and treating patients with care is part of your livelihood. Nursing can definitely be a very tough job, but a rewarding one. What if you could no longer do your job? Have you ever thought what would happen if you became sick, ill, injured, and disabled? How would you pay your bills if you could not work? Disability quickly affects your future plans and the lifestyle you worked so hard for. In this article, we discuss disability insurance and the best disability insurance for licensed practical nurses.

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Best Disability Insurance For Social Workers | We Discuss Disability Insurance And Selecting The Right Policy For You

Updated: April 12, 2024 at 9:39 am

Social workers usually don’t think about disability insurance, but they should.

As a social worker, your work is far-reaching and impactful. You enjoy the challenge of helping and assisting people with their problems. Moreover, you particularly enjoy how you help your patients and clients improve their life!  It is, many times, an exhausting career, but a rewarding one.

What if you could no longer do your job? Have you ever thought about that?

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Rated Or Declined For Disability Insurance Coverage? Here Are Your Options

Updated: April 12, 2024 at 9:39 am

If you’ve been rated, declined, or received a counteroffer for disability insurance coverage, you probably think it is the end of the world.

You better believe it, John, you say.

It is such an important, yet overlooked, insurance policy. It not only protects your family, but also protects YOU, your income-earning ability, and YOUR future.

All things being equal, we opine that disability insurance is more important than term life insurance, your auto insurance, and your homeowners insurance. (We all agree that those are really, really important, too.)

Underwriting for disability insurance is usually stringent. Much more than life insurance. Have you been rated or declined for disability insurance? Or received a counteroffer?

If so, you may think, “Just forget it. I don’t need this $%&# insurance!”

We say, hold on a minute. Let’s analyze this situation in more detail. In this article, we explain the options available for those people rated or declined for disability insurance.

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