Best Disability Insurance For Real Estate Agents And Realtors [Know Your Options And Protect Your Livelihood]

Updated: January 30, 2025 at 1:24 pm

Real estate agents and realtors usually aren’t thinking about disability insurance, right?

I mean, you’re busy! You are on the go all the time. Open houses, client meetings, touring homes and properties, researching neighborhoods, on the phone, and best of all… closings!  Your mental and physical ability to tour properties, represent clients, and show homes are vital to your livelihood.

What if you could no longer do that job? Have you ever thought what would happen to your income if you became sick, ill, injured, and disabled? Continue reading Best Disability Insurance For Real Estate Agents And Realtors [Know Your Options And Protect Your Livelihood]

Disability Insurance Guide For Dental Hygienists And Dental Assistants | We Discuss Underwriting, Plan Types, Cost, And The Best Options

Updated: October 27, 2024 at 9:28 am

Dental hygienists or dental assistants probably don’t think of the importance of disability insurance. At least not right away.

If you are a dental hygienist or assistant, you are busy! You spend your day providing important preventative care and other procedures. Moreover, you particularly enjoy how you help your patients maintain and improve their smiles!  You rely on your technical skills as well as your physical ability to get the job done.

What if you could no longer do your job? Have you ever thought about that?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

Continue reading Disability Insurance Guide For Dental Hygienists And Dental Assistants | We Discuss Underwriting, Plan Types, Cost, And The Best Options

Disability Insurance Guide For Truck Drivers [Learn Your Options & Save Money]

Updated: June 30, 2024 at 9:58 am

Truck on highway during sunset.Truck drivers probably don’t think about disability insurance much, right?

You know the importance of getting your shipments and loads on time. Your customers rely on you to be on time, unload your shipment, and ensure the shipment is in good order.

Then, you are on your way to your next destination.

People rely on you to do the job, to do the job right and fast.

What happens if you don’t earn a paycheck because of an injury or an illness? How will you pay your mortgage, car payments, home utilities, or even your truck payment if you own your rig?

Continue reading Disability Insurance Guide For Truck Drivers [Learn Your Options & Save Money]

Disability Insurance Underwriting Guide: Important Factors You Need To Know To Get Approved Today!

Updated: June 20, 2024 at 10:02 am

disability insurance underwriting

In my opinion, there is no disputing how important disability insurance is. Just go to www.gofundme.com to see the pain many people and families experience when a breadwinner is hurt or sick and can’t earn the income they need to continue their lifestyle.

Of course, the solution to many of these situations would be a comprehensive, affordable disability insurance policy. Their lives could have been so much better.

However, if you need disability insurance, you first need to understand how disability insurance underwriting works. Understanding how underwriting works is key to obtaining a disability insurance policy.

Continue reading Disability Insurance Underwriting Guide: Important Factors You Need To Know To Get Approved Today!

How The Definition of Disability Affects Your Benefits | If You Don’t Know This Definition, You Could Be in for a Surprise When You Make a Claim

Updated: April 12, 2024 at 9:38 am

How The Definition of Disability Affects Your Benefits - Blog for My Family Life InsuranceAs they say, “It’s all in a name.” In this case, the definition of disability in your policy determines whether or not you will receive benefits from your claim.

What are you talking about, John? I’ll receive a benefit if I am sick or hurt.

Right?

Maybe. It depends on the definition.

The definition of disability is the “heart” of your policy. It is critical that you understand how the carrier defines your disability. The carrier pays (or does not pay) the disability benefit based on this definition, which is located in your contract. Continue reading How The Definition of Disability Affects Your Benefits | If You Don’t Know This Definition, You Could Be in for a Surprise When You Make a Claim