Top 7 Guaranteed Issue Life Insurance Options For People Under The Age Of 40

Updated: January 28, 2025 at 12:06 pm

You’ve read about guaranteed issue life insurance and have a loved one under age 40. You think it might be a good fit for him or her.

Or, maybe you yourself are under age 40 and know that a guaranteed issue life insurance policy would work better for you in your circumstances.

John. I already spoke to a broker. She said guaranteed issue life insurance doesn’t exist for people under age 40.

That isn’t true. It is. How do I know? We have helped many people under the age of 40 with specific health conditions or lifestyle situations obtain guaranteed issue life insurance.

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How Residual Disability Benefits Provide Financial Security | What is a Residual Disability and Why the Residual Disability Benefits Rider is so Important

Updated: November 10, 2024 at 8:14 am

Understanding the nuances between different types of disability coverage is crucial for policyholders in the realm of disability insurance. One important concept that often comes into play is a residual disability or partial disability. In this article, we aim to explain what residual disability is, how it differs from total disability, and why residual disability benefits are an extremely important component of any disability insurance policy.

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Disability Insurance Guide For Dental Hygienists And Dental Assistants | We Discuss Underwriting, Plan Types, Cost, And The Best Options

Updated: October 27, 2024 at 9:28 am

Dental hygienists or dental assistants probably don’t think of the importance of disability insurance. At least not right away.

If you are a dental hygienist or assistant, you are busy! You spend your day providing important preventative care and other procedures. Moreover, you particularly enjoy how you help your patients maintain and improve their smiles!  You rely on your technical skills as well as your physical ability to get the job done.

What if you could no longer do your job? Have you ever thought about that?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

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3 Affordable Burial Insurance Options For Overweight People | No Matter Your Situation, We Can Likely Help You Obtain Burial Insurance

Updated: October 12, 2024 at 12:28 pm

Most people who are overweight or obese think they can’t obtain burial insurance, but that is not true.

If you are overweight or obese, you can obtain burial insurance. Moreover, you can obtain burial insurance rather easily and at an affordable price.

In fact, you may have many options available to you.

How great is that?

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5 Types of Long-Term Care Insurance | Know Your Best Options

Updated: February 18, 2025 at 6:07 pm

As we age, the possibility of needing long-term care becomes more likely. In recent years, the insurance industry developed various types of long-term care insurance to help cover these potential costs.

Gone are the limited options from 30 years ago. Today, more types of long-term care insurance exist, and even some great options for the younger generation!

Moreover, many options nowadays are affordable.

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