Yes, Smokers Can Obtain Cheap Life Insurance Rates. Sometimes Even At Non-Smoking Rates. Here Is How.

Updated: April 23, 2020 at 8:34 am

smoker life insurance ratesI think you’ll agree that smokers have a hard time finding affordable and cheap life insurance.

Premiums are nearly double or triple – or much more – compared to that of non-smokers.

However, it is possible for smokers to obtain cheap life insurance, sometimes even at non-smoking rates.

Continue reading Yes, Smokers Can Obtain Cheap Life Insurance Rates. Sometimes Even At Non-Smoking Rates. Here Is How.

NGL AssetGuard and NGL Funeral Expense Trust [Protect Your Money With This Powerful Combination]

Updated: April 10, 2020 at 11:04 am

You’ve probably never heard of NGL or a funeral expense trust (or funeral trust, for short).

When a person is searching for the right final expense or burial insurance, sometimes the breadth of carriers and products makes the process confusing and intimidating. The person becomes frustrated. Then he or she stops this important coverage altogether, leaving his or her family exposed to a potential financial burden.

You don’t need to feel that way with the NGL Funeral Expense Trust.

Continue reading NGL AssetGuard and NGL Funeral Expense Trust [Protect Your Money With This Powerful Combination]

5 Types Of Burial Insurance Not To Buy [And 3 Types You Should]

Updated: April 3, 2020 at 6:12 pm

Burial Insurance Form PolicyYou don’t wake up in the morning, turn to your spouse, and say “Honey, let’s buy some burial insurance.”

Who does that? Mostly no one.

Most of the time, people buy burial insurance upon death of a loved one. That usually is the impetus to get people going. So, you just apply with any old carrier.

Or, you receive a brochure in the mail which says something like, “Don’t hesitate. Set up your funeral costs now!”

Additionally, you see an infomercial on late-night TV regarding final expense cost.

You haven’t done anything, feel concerned, and make the phone call. Or, you apply!

We at My Family Life Insurance say: STOP! You might be doing yourself a disservice and applying in haste. Yes, there are some burial insurance policies you should avoid. In this article, we discuss the 5 types of burial insurance not to buy, and 3 you should consider.

Continue reading 5 Types Of Burial Insurance Not To Buy [And 3 Types You Should]

Yes, Marijuana Users Can Obtain Life Insurance | Easily Attainable, Too

Updated: March 24, 2020 at 11:02 pm

Years ago, marijuana users couldn’t obtain life insurance. No way!

However, the marijuana industry has changed in the last several years. No longer is the stigma that smoking marijuana is a dirty, criminal activity (although use is still illegal at the federal level). TV shows such as High Profits attracted record viewers. More importantly, as of this writing, many states have legalized both the medical and recreational use of marijuana.

Continue reading Yes, Marijuana Users Can Obtain Life Insurance | Easily Attainable, Too

The Top 10 Life Insurance Mistakes

Updated: March 22, 2020 at 6:46 am

Crumpled up paper next to blank page and hand with pencil.We all make mistakes. Mistakes give us a chance to learn and grow. In many cases, making a mistake is harmless.

However, I’m sure you will agree, there are situations where making a mistake could be harder to recover and have negative, long-term effects. Making a mistake with life insurance falls in this category and can have similar results.

In this article, we discuss the top 10 life insurance mistakes and how to avoid them. Continue reading The Top 10 Life Insurance Mistakes