When a person is searching for the right final expense or burial insurance, sometimes the breadth of carriers and products makes the process confusing and intimidating. The person becomes frustrated. Then he or she stops this important coverage altogether, leaving his or her family exposed to a potential financial burden. In the article, we offer a review of NGL AssetGuard as well as the NGL Funeral Expense Trust. The combination of the two creates a powerful combination of paying for your funeral expenses as well as protecting one’s assets against nursing home costs.
In our opinion, this insurance could be the easiest and most efficient final expense or burial insurance policy that we have worked with. One caveat: it is hard to compare this to a traditional final expense insurance policy. We will explain why. [Read more…]
You receive a brochure in the mail which says something like, “Don’t hesitate. Set up your funeral costs now!” Or, you see an infomercial on late-night TV regarding final expense cost. You haven’t done anything, feel concerned, and make the phone call. Or, you apply! We at My Family Life Insurance say: 
The marijuana industry has changed in the last few years. No longer is the stigma that smoking marijuana is a dirty, criminal activity (although still largely illegal at the federal level). TV shows such as High Profits have attracted record viewers. More importantly, as of this writing, 8 states have legalized both the medical and recreational use of marijuana. Additionally, 21 states have legalized the medical use of marijuana. The life insurance industry has changed as well. If you thought you could not obtain life insurance (or any other type, for that matter) because of your marijuana use, you should be happy to know that you absolutely can. In this article, we will discuss how to obtain life insurance for marijuana users. 
We all make mistakes. Mistakes give us a chance to learn and grow. In many cases, making a mistake is harmless. However, I’m sure you will agree, there are situations where making a mistake could be harder to recover and have negative, long-term effects. Making a mistake with life insurance can have similar results. In this article, we discuss the top 10 life insurance mistakes and how to avoid them.
If you don’t know what the phrase “living benefits” means in the context of life insurance, don’t worry; we didn’t either as it was new to us at one point, too. “Living benefits” are benefits available to you during your life, rather than at death (very obvious 🙂 ).