Affordable Supplemental Pregnancy Insurance

Updated: February 19, 2021 at 9:19 am

pregnancy insuranceHaving a baby is expensive. You can look no further than the back page of the summary of benefits of your major medical policy. There, you’ll see an estimated cost of your pregnancy. Most pregnancies command out-of-pocket expenses into the thousands – after your major medical insurance paid its share. This excludes any high-risk testing, a cesarean birth, or a high-risk pregnancy. While the potential costs seem overwhelming, supplemental pregnancy insurance helps pay for these out-of-pocket expenses. A supplemental health insurance policy (like supplemental pregnancy insurance) pays for these costs “gaps” that your underlying health insurance doesn’t pay.

Continue reading Affordable Supplemental Pregnancy Insurance

3 Reasons Why Hospital Indemnity Insurance Is Worth The Money | We Discuss Why This Insurance Can Be An Important Component To Your Health Insurance

Updated: September 25, 2021 at 12:30 pm

hospital indemnity insurance worth the money

Many people wonder what hospital indemnity insurance is and if they need it.

Oh, John, you say. Stop right there. I have health insurance. I’m covered.

Many people think they are. However, did you know your health insurance likely does not cover everything? Here’s what I mean.

Let’s say you are in the hospital for a few days because of an accident. The pre-insurance bill is $50,000. After it is all said and done, you owe $7,500 which includes your $6,000 deductible you will need to pay and $1,500 of coinsurance.

Do you have the money to pay for that? No? Here is an option.

Continue reading 3 Reasons Why Hospital Indemnity Insurance Is Worth The Money | We Discuss Why This Insurance Can Be An Important Component To Your Health Insurance

Health Insurance For Children Without A Social Security Number

Updated: November 25, 2018 at 9:02 pm

health insurance for children without a social security numberOne can’t underestimate the importance of health insurance here in the United States. If you and your family have a social security number, you can usually obtain a policy that complies with the Affordable Care Act. Some people here in the United States, including children, don’t have a social security number. We know your children are very important. You want the best for them. You can still purchase health insurance for them, even if they do not have a social security number. In this article, we discuss health insurance for children without a social security number.

Continue reading Health Insurance For Children Without A Social Security Number

Do This Before Marrying A Non-US Citizen

Updated: September 28, 2018 at 1:11 pm

marrying a non-us citizenYour birth country does not define love. Nowadays, many US citizens are marrying foreign immigrants. While your love is strong, the process of your new spouse becoming a US citizen is long. (We are not lawyers, and do not pretend to be. If you need legal assistance, consult an immigration attorney.) There are many things you need to do. For example, two important steps include marriage timing and green card application. There are a lot of rules and regulations. It’s easy to overlook all of the aspects. There is one aspect that usually on the backburner. That is health insurance. Yes, health insurance. In this article, we discuss planning for health insurance before marrying a non-US citizen.

Continue reading Do This Before Marrying A Non-US Citizen

How To Save Money On Medical Bills Using A Healthcare Discount Card

Updated: March 18, 2018 at 1:16 pm

save money on medical billsYou’d have to be living under a rock if you didn’t know that healthcare costs are rising fast.  Many families are facing year-over-year premium rate hikes or increased cost-sharing. Does the rising healthcare costs make you worried? There are ways to mitigate the impact. One of the ways is using a healthcare discount card. A healthcare discount card could help with paying medical bills in various ways. In this article, we discuss how to save money on medical bills using a healthcare discount card.

Continue reading How To Save Money On Medical Bills Using A Healthcare Discount Card