Many people wonder what hospital indemnity insurance is and if they need it.
Oh, John, you say. Stop right there. I have health insurance. I’m covered.
Many people think they are. However, did you know your health insurance likely does not cover everything? Here’s what I mean.
Let’s say you are in the hospital for a few days because of an accident. The pre-insurance bill is $50,000. After it is all said and done, you owe $7,500 which includes your $6,000 deductible you will need to pay and $1,500 of coinsurance.
Do you have the money to pay for that? No? Here is an option.
One can’t underestimate the importance of health insurance here in the United States. If you and your family have a social security number, you can usually obtain a policy that complies with the Affordable Care Act. Some people here in the United States, including children, don’t have a social security number. We know your children are very important. You want the best for them. You can still purchase health insurance for them, even if they do not have a social security number. In this article, we discuss health insurance for children without a social security number.
Your birth country does not define love. Nowadays, many US citizens are marrying foreign immigrants. While your love is strong, the process of your new spouse becoming a US citizen is long. (We are not lawyers, and do not pretend to be. If you need legal assistance, consult an immigration attorney.) There are many things you need to do. For example, two important steps include marriage timing and green card application. There are a lot of rules and regulations. It’s easy to overlook all of the aspects. There is one aspect that usually on the backburner. That is health insurance. Yes, health insurance. In this article, we discuss planning for health insurance before marrying a non-US citizen.
You’d have to be living under a rock if you didn’t know that healthcare costs are rising fast. Many families are facing year-over-year premium rate hikes or increased cost-sharing. Does the rising healthcare costs make you worried? There are ways to mitigate the impact. One of the ways is using a healthcare discount card. A healthcare discount card could help with paying medical bills in various ways. In this article, we discuss how to save money on medical bills using a healthcare discount card.