How Nurses Protect Their Income And Wealth With Disability Insurance | Nurse’s Guide To Understanding Disability Insurance And The Best Disability Insurance Options Available

Updated: April 12, 2024 at 9:38 am

Nurses usually don’t wake up in the morning and think, “Gosh, I need some disability insurance!”

Am I right?

If you are a nurse, you are busy. Being on your feet, helping doctors and patients with examinations, and treating patients with care is part of your livelihood. Nursing can definitely be a very tough job, but a rewarding one both emotionally and financially.

However, have you ever thought about what could happen if you could no longer do your job?

What would happen if you became sick, ill, injured, and disabled?

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Best Disability Insurance Options For Chiropractors | Your Guide To Understanding This Important Insurance

Updated: April 12, 2024 at 9:38 am

disability insurance for chiropractors

Chiropractors don’t have a lot of time thinking about disability insurance, am I right?

I think you will likely agree with me on that.

Yeah, John. I am pretty busy, but I am interested in learning more about disability insurance.

Great. However, what if you could no longer do your job?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

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Get Ahead of the Curve: 2025 Short-Term Disability Insurance Costs Explained

Updated: January 26, 2025 at 10:48 am

In this article, we are going to discuss short-term disability insurance costs for 2025.

Disability insurance is an extremely important insurance that most families need. It is the only insurance that will pay a benefit to you if you are sick or hurt and can’t do your job. No other type of insurance does that.

Inflation is still high, money is still tight, and economists predict doom and gloom with a recession. I receive many phone calls from professionals about the costs of short-term disability insurance.

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Is Critical Illness Insurance Worth The Money?

Updated: April 12, 2024 at 9:39 am

shows why critical illness insurance is worth the moneyI know you have a lot of financial priorities: mortgage, food, health care. If you have kids, then college savings as well. Why are we talking about critical illness? Well, a critical illness – such as cancer or heart disease – can financially wipe you out. No way, John, you say. I have health insurance. That is great to hear. You know as well as I do that health insurance premiums and out-of-pocket costs have been rising as fast as a rocket. Moreover, many health insurance plans don’t cover everything when it comes to a critical illness. In this article, we answer the question that many people have. Is critical illness insurance worth the money, when you have other financial priorities? The answer isn’t so easy. Like most answers, it depends.

We discuss what critical illness insurance is, how it works, and the different types. Moreover, we will discuss potentially, better alternatives to critical illness insurance. (Yes, you heard us right.). Finally, we provide example premiums for critical illness insurance plans. By the time you finish this article, you will have a good idea if critical illness insurance is worth it and right for you.

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Using The Right Income For Disability Insurance

Updated: April 12, 2024 at 9:39 am

Make no mistake about how important disability insurance is. We have written about the importance of disability insurance ad nauseam. Recall that disability insurance pays YOU a benefit in case you can’t work due to a disabling condition. That disability benefit from the insurance carrier is based on the income you have made.

Insuring your income (that’s essentially what disability insurance is) sounds easy. However, discrepancies happen. For example, sometimes, a disability insurance carrier will exclude your income from coverage. It’s true!

What if you use the wrong income amount on the application? Or, what happens if your income increases? Additionally, what if you have several sources of income from different occupations? What do you do?

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