Here Is Why You Need Affordable Gap Health Insurance Now | We Give You All The Details Why This Insurance Is Critical To Peace-Of-Mind

Updated: October 11, 2020 at 10:37 pm

What is gap health insurance?to show why a family needs affordable gap health insurance

Nope. It is not clothing for health insurance carriers.

It is insurance that will help pay for your out-of-pocket medical costs.

Why is paying for your out-of-pocket expenses important?

If you have an ACA health insurance plan, or even a plan from your employer, you may realize that your out-of-pocket costs have risen dramatically in the last few years.

These costs have made a severe financial impact on families.

How can you manage?

Continue reading Here Is Why You Need Affordable Gap Health Insurance Now | We Give You All The Details Why This Insurance Is Critical To Peace-Of-Mind

How To Pick The Right Part D Medicare Prescription Plan In 4 Steps

Updated: May 31, 2023 at 1:57 pm

right part d Medicare prescription planAt some point, unless you don’t have prescription drug care through your former employer, you will need to pick a Part D Medicare prescription drug plan.

Selecting the right part D prescription drug plan is a major decision. Picking the wrong one could cost you thousands over your lifetime. Fortunately, choosing the right one can be easy.

Here in this article, we discuss how to pick the right part D Medicare prescription plan in 4 easy steps.

Continue reading How To Pick The Right Part D Medicare Prescription Plan In 4 Steps

GTL Advantage Plus

Updated: December 29, 2020 at 11:42 am

GTL Advantage Plus We previously wrote about GTL Advantage Plus, a type of hospital indemnity insurance, back in 2017.

At the time of writing, we were not contracted with them. We wrote an independent review of their hospital indemnity insurance – GTL Advantage Plus.

We are now contracted with them. It is now our policy to not write reviews, independent or not, about certain carriers and follow advertising guidelines.

If you would like to learn more about hospital indemnity products, please reach out to us. You can contact us or use the form below.

If you’d like to learn more about how hospital indemnity insurance works, feel free to review the following articles.

Is hospital indemnity worth the cost? 

Overview of Gap/Hospital Indemnity Insurance

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How To Prevent Medicare Observation Status [Know How To Get Around This And Save Money]

Updated: April 17, 2020 at 6:42 am

Doctor comforting patient.Ask any Medicare beneficiary about observation status, and you’ll likely receive a four-letter word response.

Medicare observation status can be sticker shock. It’s on the one hand mirage, on the other a kick in the gut.

Here’s how it works. You are sick, laying in a hospital bed. Doctors and nurses are checking on you regularly. You figure since you are in a hospital bed, you are “in the hospital” or inpatient care status. Your Medicare plan says that hospitals cover inpatient care on a co-pay basis. In your case, that is $350 per day for the first 4 days and then $0 thereafter. To your surprise, however, you find out you are under “observation care” (also known as Medicare observation status).

Continue reading How To Prevent Medicare Observation Status [Know How To Get Around This And Save Money]