Maternity leave is an important time for parents. I can speak from experience. You want to enjoy your newborn as much as you can. There’s alot going on during this special time, especially if you are a first-time parent! There is one, important aspect during this timeframe that many couples overlook: money. Who wants to worry about money?! Truth be told, finances are going to be much tighter, with formula, diapers, and countless other things to buy to make your experience easier. Unfortunately, while there are many options for maternity leave, many types of leave are unpaid. Not to worry, because we have some options to fill the income loss during your maternity leave. Supplemental maternity insurance helps fill these income gaps and puts your mind at ease. Some options are better than others, though. In this article, we discuss a better insurance option for paid maternity leave.
Having a baby is a new and exciting moment. Your life definitely changes! (I speak from experience.) If you are a first-time parent, the process can be an exciting yet nervous one. There are checkups to make, ultrasound appointments to attend, and so much more. You also need to get the baby’s room ready. Let’s not forget the baby shower. That is always a fun time with friends and family. What a great way to share your joyous moment.
There is one aspect, however, that many parents overlook until it is too late. It has nothing to do while pregnant. It has everything to do before getting pregnant. In this article, we discuss the one thing you need to do before getting pregnant.
I know you have a lot of financial priorities: mortgage, food, health care. If you have kids, then college savings as well. Why are we talking about critical illness? Well, a critical illness – such as cancer or heart disease – can financially wipe you out. No way, John, you say. I have health insurance. That is great to hear. You know as well as I do that health insurance premiums and out-of-pocket costs have been rising as fast as a rocket. Moreover, many health insurance plans don’t cover everything when it comes to a critical illness. In this article, we answer the question that many people have. Is critical illness insurance worth the money, when you have other financial priorities? The answer isn’t so easy. Like most answers, it depends.
We discuss what critical illness insurance is, how it works, and the different types. Moreover, we will discuss potentially, better alternatives to critical illness insurance. (Yes, you heard us right.). Finally, we provide example premiums for critical illness insurance plans. By the time you finish this article, you will have a good idea if critical illness insurance is worth it and right for you.
One can’t underestimate the importance of health insurance here in the United States. If you and your family have a social security number, you can usually obtain a policy that complies with the Affordable Care Act. Some people here in the United States, including children, don’t have a social security number. We know your children are very important. You want the best for them. You can still purchase health insurance for them, even if they do not have a social security number. In this article, we discuss health insurance for children without a social security number.
Your birth country does not define love. Nowadays, many US citizens are marrying foreign immigrants. While your love is strong, the process of your new spouse becoming a US citizen is long. (We are not lawyers, and do not pretend to be. If you need legal assistance, consult an immigration attorney.) There are many things you need to do. For example, two important steps include marriage timing and green card application. There are a lot of rules and regulations. It’s easy to overlook all of the aspects. There is one aspect that usually on the backburner. That is health insurance. Yes, health insurance. In this article, we discuss planning for health insurance before marrying a non-US citizen.