Is A Limited Pay Life Insurance Policy Right For You? We Discuss What Limited Pay Life Insurance Is, Advantages, And Disadvantages

Updated: April 12, 2024 at 9:38 am

Have you heard about limited pay life insurance and wondered what it is about?

Yes, John. Another agent presented it to me, and it made no sense.

Well, sometimes the life insurance industry vernacular is wacky. In this article, we will discuss limited pay life insurance and if it is right for you.

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Are Life Insurance Benefits Included In Probate Upon Death? | They Could Be If You Are Not Careful

Updated: April 12, 2024 at 9:38 am

Many people ask me if life insurance is part of the probate process.

My answer is that it could be. If you aren’t careful, then life insurance proceeds could end up through the court system.

Is that a bad thing, John? A friend of mine passed and his life insurance went through probate. 

First, I am sorry to hear about your friend. Additionally, yes; having a life insurance death benefit stuck in the probate process can be a bad thing.

You don’t want bad things to happen, right? Especially when it comes to a life insurance payout, right?

Do you want your wishes fulfilled, right?

Sometimes, if you aren’t careful, your life insurance policy ends up in probate.

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3 Health Insurance Options For People Without A Social Security Number | Here’s How & Options

Updated: April 12, 2024 at 9:38 am

health insurance for people without a social security number

You know how important health insurance is. Having no health insurance exposes you to potentially significant hospital and doctor costs. If you don’t have a social security number, you may believe that you can’t obtain health insurance. That is not necessarily true. Health insurance is available. It will cover you in case of illness, accident, or a trip to the hospital. In this article, we discuss 3 health insurance options for people without a social security number.

That is correct, people without a social security number can obtain health insurance.

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5 Differences Of Participating Vs. Non-Participating Life Insurance | We Discuss The Differences And Which One Is Right For You

Updated: April 12, 2024 at 9:38 am

Have you heard of participating vs. non-participating life insurance and wonder what the hubbub is all about?

If so, you are not alone.

Yeah, John. All I need is a life insurance policy death benefit to cover me in case of my unexpected death.

If that is the case, then you should read this article because you could apply for something that doesn’t fit your needs.

Continue reading 5 Differences Of Participating Vs. Non-Participating Life Insurance | We Discuss The Differences And Which One Is Right For You

This Is How People With Down Syndrome Obtain Life Insurance | Your Guide To Obtaining Life Insurance On Your Loved Ones

Updated: April 12, 2024 at 9:38 am

You’ve been told that people with Down Syndrome can’t get life insurance. However, that is not true.

People with Down Syndrome can obtain life insurance. That is right.

If you have a relative, family member, or loved one with Down Syndrome and are thinking about obtaining life insurance on his or her life, you have come to the right place. We have helped many families with children, young adults, and older adults with Down Syndrome obtain life insurance.

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