Author: John

I am a CFP® Professional and have an MBA. I founded My Family Life Insurance to provide honest, trustworthy advice and economical insurance solutions to individuals, families, and business owners. Contact me if you have any questions. There is no risk! If I can't help you, you've learned a little more, and we'll part as friends. Seriously! Can your current agent say this? View my linkedin profile here: https://www.linkedin.com/in/johnbarnescfp/

Best Disability Insurance For Podiatrists | We Discuss This Important Insurance & The Best Options Available

Updated: June 28, 2025 at 9:04 am

As a podiatrist, your work is hands-on and busy. Most podiatrists don’t wake up in the morning and think, “Today is the day I’m going to look into disability insurance.”

I think you’ll agree with me on that. And, you go about your day.

However, what if you could no longer do that job?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

Continue reading Best Disability Insurance For Podiatrists | We Discuss This Important Insurance & The Best Options Available

Life Insurance Options Approved For Felons And Those With Criminal Records | Availability Depends On The Type And Severity Of Your Situation

Updated: June 14, 2025 at 1:04 pm

We’ve helped many felons obtain life insurance. If you have any felonies or criminal records in your background, you probably think you can’t get life insurance.

That is not true, however.

People with felonies and criminal records can obtain life insurance!

Continue reading Life Insurance Options Approved For Felons And Those With Criminal Records | Availability Depends On The Type And Severity Of Your Situation

Short-Term Disability Insurance for Childbirth, Pregnancy, and Maternity Leave | Never Worry About Maternity Leave Again

Updated: June 10, 2025 at 7:13 am

Many women want to know their short-term disability insurance options when they are pregnant and getting ready for childbirth and maternity leave.

This article explains all of the short-term disability insurance options for pregnant women. We will also discuss how insurance companies view normal pregnancy, childbirth, and maternity leave.

Continue reading Short-Term Disability Insurance for Childbirth, Pregnancy, and Maternity Leave | Never Worry About Maternity Leave Again

How To Get Life Insurance If Skydiving | Your Guide To Finding the Lowest Cost Life Insurance For Your Skydiving Hobby

Updated: March 25, 2025 at 3:29 pm

Let me guess. You like to skydive, are a skydiving instructor, or are a skydiving enthusiast, and you think you can’t obtain life insurance because of your hazardous hobby?

Yes, that is right. My agent told me his carrier would decline me.

Well, there is good news. You can obtain life insurance if you enjoy skydiving. Moreover, you can even obtain life insurance if you are a skydiving instructor.

How great is that?

Continue reading How To Get Life Insurance If Skydiving | Your Guide To Finding the Lowest Cost Life Insurance For Your Skydiving Hobby

How Supplemental SSI Benefits Affect Life Insurance? | Yes, You Can Obtain Life Insurance If You Receive SSI – The Policy Needs To Be Structured The Right Way

Updated: August 10, 2025 at 9:16 am

If you are on SSI, you might wonder if you can obtain life insurance.

Am I right?

No, John. Another agent told me not to worry, and I purchased a whole life insurance policy. 

I hear that alot. Unfortunately, that agent is wrong. The life insurance policy you just purchased can negatively impact your Medicaid/SSI.

Do you want that to happen?

Continue reading How Supplemental SSI Benefits Affect Life Insurance? | Yes, You Can Obtain Life Insurance If You Receive SSI – The Policy Needs To Be Structured The Right Way