When people think of long-term care insurance, a favorable tax deduction is the last they think of.
Why? Well, traditional long-term care insurance has had a bad rap these days. It seems like everyone knows premiums have increased through the roof. (FYI – they have stabilized, though.)
Moreover, people don’t like the “use-it-or-lose-it” stigma associated with traditional long-term care insurance. We understand. As we have discussed, however, you will probably need some type of long-term care in your future.
Did you know that traditional long-term care insurance offers a really nice tax deduction as well as other awesome tax benefits?
Continue reading Long-Term Care Insurance Tax Deduction | How It Helps & Other Tax Advantages
There’s not a lot of time for mechanics to think about disability insurance, right?
If you are a mechanic, your work is hands-on. And, busy! You enjoy the challenge of fixing and solving problems. Moreover, you particularly enjoy how you help your customers get back to their everyday life! You rely on your technical skills as well as your physical ability to get the job done.
What if you could no longer do that job? Have you ever thought about what would happen if you became sick, ill, injured, and disabled? How would bills be paid if you could not work? The lifestyle you worked so hard for and your future plans could quickly be affected.
Continue reading Disability Insurance For Mechanics [Here’s What You Need To Know]
It is a fact: You will probably need some form of long-term care (LTC) (that is, custodial care) in the future. The Centers for Medicare and Medicaid estimate that 7 out of 10 people age 65 will need some type of long-term care (i.e., home health care, assisted living, or nursing home care.) If you are 50 or older (or a tad younger), you probably know of people who are dealing with the burden of caregiving for their parents or loved ones in LTC situations. We know caregiving can be one of the most excruciating situations in a person’s life. Maybe you are dealing with it yourself? Have you been thinking about your own long-term care yourself? What will happen if you need long-term care?
Continue reading Need Long-Term Care? A Hybrid LTC Policy Can Help
Do you want to save money on your Medicare Part D cost? Who doesn’t, right?
Prescription drug costs have gotten out-of-hand. While you know that, did you know premiums are increasing, too? Before you know it, you are going to end up in the dreaded Medicare Part D “donut hole”. Trust us; you don’t want to be there. It’s not a tasty place.
Continue reading How To Save Money On Your Medicare Part D Cost [Top 4 Ways And Be Worry-Free!]
Real estate agents and realtors usually aren’t thinking about disability insurance, right?
I mean, you’re busy! You are on the go all the time. Open houses, client meetings, touring homes and properties, researching neighborhoods, on the phone, and the best of all… closings! Your mental and physical ability to tour properties, represent clients, and show homes are vital to your livelihood.
What if you could no longer do that job? Have you ever thought what would happen if you became sick, ill, injured, and disabled? How would bills be paid if you could not work? The lifestyle you worked so hard for and your future plans could quickly be affected. In this article, we discuss disability insurance and the best disability insurance for real estate agents and realtors. Continue reading Best Disability Insurance For Real Estate Agents And Realtors [Know Your Options And Protect Your Livelihood]